:root{--theme:#0B3D91;--ink:#172033;--muted:#667085;--line:#e5eaf2;--soft:#f5f8fc;--white:#fff;--shadow:0 18px 50px rgba(18,39,75,.1)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#f7f9fc;color:var(--ink);font:15px/1.7 -apple-system,BlinkMacSystemFont,"Segoe UI","Microsoft YaHei",Arial,sans-serif}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{background:#0e1729;color:#dbe5f5;font-size:13px}
.topbar .container{min-height:36px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.topbar a{color:#dbe5f5;margin-left:18px}
.header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.header-inner{height:76px;display:flex;align-items:center;gap:35px}
.logo{display:flex;align-items:center;gap:10px;white-space:nowrap;font-size:19px;font-weight:800;color:var(--theme)}
.logo img{width:34px;height:34px;object-fit:contain}
.main-nav{flex:1}
.nav-list{display:flex;align-items:center;justify-content:center;gap:4px;padding:0;margin:0;list-style:none}
.nav-item{position:relative}
.nav-link{display:block;padding:25px 14px;color:#25334b;font-weight:600;white-space:nowrap}
.nav-link:hover,.nav-link:focus{color:var(--theme)}
.has-arrow:after{content:"⌄";font-size:12px;margin-left:6px;color:#8491a7}
.dropdown-panel,.mega-menu{position:absolute;top:calc(100% + 1px);left:50%;transform:translate(-50%,8px);width:330px;padding:21px;background:#fff;border:1px solid var(--line);border-radius:0 0 14px 14px;box-shadow:var(--shadow);opacity:0;visibility:hidden;pointer-events:none;transition:.2s}
.mega-menu{width:490px}
.nav-item:hover>.dropdown-panel,.nav-item:focus-within>.dropdown-panel,.nav-item:hover>.mega-menu,.nav-item:focus-within>.mega-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translate(-50%,0)}
.dropdown-panel:before,.mega-menu:before{content:"";position:absolute;left:0;right:0;top:-12px;height:12px}
.panel-title{margin:0 0 14px;color:var(--theme);font-size:16px;font-weight:800}
.panel-list{display:grid;gap:8px}
.panel-list a{padding:7px 0;border-bottom:1px solid #edf0f5;color:#3b4a61}
.panel-list a:hover{color:var(--theme)}
.mega-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.mega-card{min-height:82px;padding:12px;border:1px solid var(--line);border-radius:10px;background:#fbfcfe}
.mega-card:hover{border-color:var(--theme);background:#f3f7ff}
.mega-card img{width:24px;height:24px;object-fit:contain;margin-bottom:5px}
.mega-card strong,.mega-card small{display:block}
.mega-card strong{font-size:14px}
.mega-card small{color:var(--muted);font-size:12px;line-height:1.5;margin-top:3px}
.mega-footer{display:block;margin-top:15px;color:var(--theme);font-weight:700}
.header-btns{display:flex;align-items:center;gap:10px;white-space:nowrap}
.member,.open-account{padding:9px 13px;border-radius:8px;font-weight:700}
.member{color:var(--theme)}
.open-account{background:var(--theme);color:#fff}
.hamburger{display:none;border:0;background:none;padding:7px;cursor:pointer}
.hamburger span{display:block;width:23px;height:2px;margin:5px;background:var(--ink);transition:.2s}
.hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.active span:nth-child(2){opacity:0}
.hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.drawer-overlay{display:none}
.mobile-drawer{display:none}

.tools-page{padding:62px 0 82px}
.page-heading{text-align:center;max-width:760px;margin:0 auto 42px}
.eyebrow{display:inline-flex;padding:5px 12px;border-radius:20px;background:#e9f0ff;color:var(--theme);font-weight:800;font-size:13px}
.page-heading h1{font-size:clamp(32px,5vw,54px);line-height:1.15;margin:17px 0 14px;letter-spacing:-1px}
.page-heading p{margin:0;color:var(--muted);font-size:17px}
.tool-filter{display:flex;justify-content:center;flex-wrap:wrap;gap:10px;margin:0 auto 30px}
.tool-filter a{border:1px solid var(--line);background:#fff;border-radius:30px;padding:8px 17px;color:#53627b}
.tool-filter a.active,.tool-filter a:hover{background:var(--theme);border-color:var(--theme);color:#fff}
.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.tool-card{display:flex;flex-direction:column;min-height:250px;padding:24px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 8px 26px rgba(20,42,76,.05);transition:.2s}
.tool-card:hover{transform:translateY(-5px);border-color:#9cb9eb;box-shadow:var(--shadow)}
.tool-icon{width:52px;height:52px;display:grid;place-items:center;border-radius:14px;background:#edf3ff;margin-bottom:17px}
.tool-icon img{width:32px;height:32px;object-fit:contain}
.tool-card h2{font-size:19px;margin:0 0 8px}
.tool-card p{color:var(--muted);margin:0;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.tool-card-bottom{display:flex;justify-content:space-between;align-items:center;margin-top:auto;padding-top:20px;color:#8a96a9;font-size:13px}
.tool-card-bottom a{color:var(--theme);font-weight:800}
.pagination{display:flex;justify-content:center;gap:8px;margin-top:42px}
.pagination a{min-width:38px;padding:7px 12px;text-align:center;background:#fff;border:1px solid var(--line);border-radius:7px}
.pagination a.active,.pagination a:hover{background:var(--theme);color:#fff;border-color:var(--theme)}
.footer{background:#111b2e;color:#c4cede;padding:52px 0 20px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:35px}
.footer-brand img{width:38px;height:38px;object-fit:contain;margin-bottom:10px}
.footer-brand strong{display:block;color:#fff;font-size:19px}
.footer h3{color:#fff;font-size:16px;margin:0 0 15px}
.footer-grid>div:not(.footer-brand) a{display:block;margin:7px 0;color:#c4cede}
.footer-grid a:hover{color:#fff}
.footer p{margin:8px 0;color:#aebbd0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;color:#8f9db3;font-size:13px}

@media(max-width:960px){
  .main-nav{display:none}
  .header-inner{height:68px;justify-content:space-between}
  .header-btns{margin-left:auto}
  .hamburger{display:block}
  .member{display:none}
  .mobile-drawer{display:block;position:fixed;z-index:50;right:-360px;top:0;width:min(360px,90vw);height:100vh;overflow:auto;background:#fff;transition:right .25s;box-shadow:-10px 0 30px rgba(0,0,0,.15)}
  .mobile-drawer.open{right:0}
  .drawer-overlay{display:block;position:fixed;inset:0;z-index:40;background:rgba(6,16,32,.48);opacity:0;visibility:hidden;transition:.25s}
  .drawer-overlay.open{opacity:1;visibility:visible}
  .drawer-head{display:flex;align-items:center;gap:12px;padding:19px;border-bottom:1px solid var(--line);font-weight:800}
  .drawer-head>a{margin-left:auto;background:var(--theme);color:#fff;padding:6px 11px;border-radius:6px}
  .drawer-close{border:0;background:none;font-size:27px;color:#738096;cursor:pointer}
  .drawer-menu{padding:10px 18px 30px}
  .drawer-link,.drawer-toggle{display:block;width:100%;padding:13px 0;border:0;border-bottom:1px solid #eef1f6;background:none;text-align:left;font:inherit;color:var(--ink);font-weight:700}
  .drawer-toggle:after{content:"＋";float:right;color:#8b96a8}
  .drawer-toggle.active:after{content:"－"}
  .drawer-submenu{display:none;padding:6px 0 7px 15px;border-bottom:1px solid #eef1f6}
  .drawer-submenu.open{display:block}
  .drawer-submenu a{display:block;padding:7px 0;color:#647188}
  .tool-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:600px){
  .container{width:min(100% - 28px,1180px)}
  .topbar .container{display:block;padding:7px 0}
  .topbar .container>span{display:block}
  .topbar a{margin:0 15px 0 0}
  .open-account{display:none}
  .tools-page{padding:42px 0 60px}
  .page-heading{margin-bottom:30px}
  .page-heading h1{font-size:36px}
  .page-heading p{font-size:15px}
  .tool-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr;gap:25px}
  .mega-grid{grid-template-columns:1fr}
}